Hey guys, Mark with think insurance, and today we're going to talk about the top 11 insurance companies that are for home and auto in general. So if you are in the United States, and you want to find out which companies are the rated, the best, we're going to go over that right now. As usual, you see me drinking the coffee. It is the support for this channel. If you guys are interested in supporting me, there's a link below to buy me a cup of coffee. And I've recently had a few of you buy me coffee. I appreciate everything you guys are doing. It is very helpful. It fuels my channel, which is really me running around in circles, trying to research all of the data to actually pull up an article from CNET. And there was some interesting things that I didn't agree with a lot of it, and we're going to dive into it right now. They started off by explaining what coverages are what and each State's different. And depending where you live and your gender and all that stuff makes a huge difference.
Geico insurance and Geico came in first, although it's a lie. If you read the article closely, they're actually second and we're going to go over the first one. Second, but Geico, their overall satisfaction rating was high. I'd love it in the comments below if you can either rag or praise Geico. Let me know what your guys thoughts are. Most of the time, Geico's are really good fit overall. They don't have any bells and whistles, so you're not going to get a ton of stuff. Some states they won't even quote you in, or they'll make you jump through a million Hoops like mine and other places. They don't offer home insurance, so they're more tied to the best auto insurance prices, and I will agree they do have, from what I've seen, a good satisfaction rating. So if you're looking for an inexpensive company that go with that's going to give you decent service, Geico's a really good option. We're going to bump them back and put back in the number one slot is USAA. Now, no company is going to rate us a a only because the fact that you can't join them, it's kind of a crazy thing. You have to be part of a military family or tied to some sort of military in order to join USAA. The only thing about them is there flipping a little bit. Their coverages are starting to drop a little bit more and more while their prices has started to go up a little bit more and more, at least in my state, I can tell you when I first started doing insurance, I couldn't touch it. They had great rates. They were great company.
I still think they have some of the best service there is. But their problem was, is now that they're getting more competitive triggers and competitive driving apps and all of these other things, the USA, a price is starting to go up a little bit or, or just not keeping up with the market in the demand that, in turn has led us to be competitive. I would say, out of five quote three, if not four of those times were more competitive than USAA. And then the benefit is you've got an agent like one of us that can shop your across multiple companies as Life Changes. You've got all these different options where USAA as great as they are. You're kind of stuck to the one company. The third one is Allstate. Allstate has been a large company. I'm actually going to work on a review on this channel per request from several people. So I will put that link here or below. When I get that video done. If not just subscribe, turn the Bell icon on and watch every single video that I make until you see the Allstate video. They're good company. They have a few extra kicks in their policy. They're really good with service. They're large. They're one of the larger companies in the nation, and they're just overall a good company. I wouldn't shy away from home for any reason. The only thing that I will warn you to be careful with is their agents. Agents have a tendency to not be trained well, and I've seen that with multiple companies, all states not excluded from this list where their agents I've seen to be a little bit more aggressive, because when some states they've had some rough patches, and when you're the guy taken away their business, I've seen some things, and I'm not going to put on this channel, because that's specific to the agent and not to All State. But just be careful, because if you're choosing your agent, you might want to make sure that you get the right person coming in at number four is who last year I does number one personally is Progressive and Progressive Insurance is just crushing the market. I want to see their second or third largest in the nation.
o if you want to put some money away for a deductible, if it happens, they led the market with snapshot, which is one of the best things they have my favorite thing, which direction, allowing you to do it test, drive link, that video here, where you can test drive them two weeks, three weeks in advance without ever committing at all. You can do there, snapshot, see how your driving record is, and then they'll give you a discount and tell you the exact price before you even buy it. That's amazing. Progressive is doing some Innovative things and their Goodwill service. They have really good service people. If you go through an agent, you can go through your agent and go through Progressive. So you have multiple options with their company that brings us to number five, which is Auto Owners. Auto-owners is great. I've have loved hearing that name for years. I have never really been with them, but I've seen them work, and I've seen a lot of people happy. They like USA have slipped a little bit, not as much. They're still very competitive, at least in my state. They are the part that I love about them is they're really good with teachers and those accredited. They're affiliated with the Teachers Association, which most companies are now. So it's kind of lost that luster of that discount. But even if you're a kid of a teacher, and you're 30 now, and life has passed, they're still going to give you those discount for being tied to Mom and Dad throughout the period so that they keep you in. The whole family is a group with their company. They're really competitive with home, especially in the state that I'm in. And that's the toughest piece of them. So they overall know that customer satisfaction is the main focus. And I think that's where Auto-Owners really shines the most Esurance. I'll give you a little secret really Allstate on the internet, just like Progressive now has Progressive direct, just like Nationwide. I don't know that a company, I think it's the general I don't quote me on that. It's somebody. But all these companies, Liberty Mutual, has Safeco.
They have sub companies and Assurance. When you watch their commercials years ago, when they first started doing this, said, hey, for those of you that don't want to go to an Allstate agent, we're going to create a cheaper product, because we're going to bypass all all of the extras we're going to do the paperless. We're going to do the all their discounts of the internet and not have to pay an agent. Sorry, agent. But we're going to allow you to go that route, and it saves people money. So they are doing really well. As far as cost goes, that's a big benefit. I recommend them to a lot of younger drivers. Now the service level is similar to all state they're going to find those are pretty much tied hand in hand. And all state, like I said before, is overall a really good company. Liberty Mutual is actually one of my favorite companies, not just because I have family that works there. And I've gotten it got the inside scoop, because I've actually worked with their sub company Safeco, and they've given me access to some of their actual documents. These guys know what's up. They know social media, they know how to Brand things. They know how to support an agency or an agent. They're really good at taking care of everybody, not just you, the customer, because they understand that in order to keep you happy, they also have to keep the agents happy. So they're super competitive. When price, they're really good with the agents. They're also really good with the customers. They offer a ton of coverages and their Innovative, and that those all combined makes a really really good company. I personally, depending on the state that you're in, if you get a really good deal with Liberty Mutual, I honestly would go that route, because I do love that. They're kind of, in my mind, a little bit of that next level of a company as far as like, not just meeting the service levels, but having the extra ridges in the discounts and the cashback options, and all of those things that a lot of people really are missing. When you're buying those cheaper online versions of a policy Nationwide is all over. I have had the struggle with these guys I love, but don't use them very often. And I've really had good success. They are improving. They've actually gone up as far as their technology. They now have the Nationwide Express, and they were part of Allied Insurance Curren. And they're just kind of mixing with a lot of different options. So they're going and really good directions. They've always been good with service. They're a little bit tougher as far as initially checking into things. So for example, if they're insuring a house, they want to make sure that there's not a lot of damage. It's been well maintained.
Everybody wants that, but they're a little bit tougher to make sure that they're not pulling in the wrong client, which is great for those that know you have a really good Foundation. Good Auto, good home, no claims that bundle there protecting that. And that's a good thing for those of you that want that option. They're also competitive when you're young and don't have insurance, they're one of the few companies that opened up the door and say, that's fine. We'll give you a little bit of a deal, because we know you're new to insurance, but you're still going to have kind of those trial periods to make sure that you're still a fit for US Traveler's Insurance. I've had a few conversations with them, and I do like them a lot. They're not so competitive. My state, which is Michigan, and I don't even know if they're technically doing insurance in Michigan right now. But out of the outside States, they Crush Illinois. They crush a lot of different states as far as cost goes, but they have some of the most unique coverages they offer like water, back up with mold, with like over time, where everybody excludes those pieces. So if you're a homeowner and you're looking for really good options, I love the fact that they don't just write the auto, and then they don't just the home, they kind of combined it into a mix, and they look over all like, what's this person? Who is this person? What kind of risk is that? How can we get them better discounts? What coverage is made they want? Do they want matching? Limited matching, which is also described in this video? If you're curious about what that is, we're not going to go into it in this video. But what is the options? What benefits? Can we give a customer? Not just Auto, but home as well? Travelers is a really good option. And then number 10 is going to be safe coinsurance, not much to say. Think of Liberty Mutual, almost identical. In my opinion, websites are similar emu Lemos, not there, but everything else is there a really good company.
One of my favorite companies, kind of that upper level, where they are the are a plus rated company that is just really good at knowing that customers matter the most agents matter as well. And so everybody they're trying to build that happy. Everybody's going to fit here. And for those that don't, you don't. So there's lots of options. That's why I'm putting that link that company down below, where you can get multiple quotes with multiple companies. So you can see what options are best for you guys. Now, the bonus tip is number 11 and this is a company that I didn't see on this list. Although I'm talking about 20 21 here's the thing. This article was written just recently March 24th of 2021. So that's three days before I made this video. Now, the data they're using ah is from JD Power, which is also something that I use I'm going to use in my next video, where I'm going to go over the top 10, but they used it from 2019. So either jd power hasn't come out with the 2020 or 21, because it's always usually about a half a year to a year behind, or the recycling in Old Post. And I think that's kind of maybe they're updating a post, but they're pushing this one out as if it's brand-new. I can't tell you those answers that's up to them number 11 it should have been American family. I actually had a article which put them as number one as overall for home insurance and auto insurance.
