Hey guys, what's up? Welcome back to my Blog. I'll be sharing with you one of the best loan options for you as an international student. So you probably already know that one of the biggest challenges International students face in getting loans for grad school is that issue of having a cosigner or not having a cosigner. So many loans require you to have a cosigner for Prodigy Finance, which we'll be talking about today doesn't require International students to have a cosigner.
And they are one of the best options for you as an international student, because they support candidates from so many more countries. I think over 130 countries right now produce support students from those countries. You don't need a cosigner, and they've given the biggest amount of loans. So far I think they've given about it won't be long dollars in loans as a right now. So they are pretty keen on supporting International students in getting the loan study need for grad school. So we'll be talking about Prodigy Finance today. And if you want to hear all about it, you want to know why Prodigy finances best? What are some of the issues? And really, how do you apply step by step? So be sure you into this Blog as well. How do you apply for these loans? I'll get on my computer and show you how you can start a new loan Asian. I share a whole lot about grad school getting funding and everything in between. So let's just get started.
So yeah, the first night I want to share with you is why you should consider Prodigy Finance. What are some of the advantages of using Prodigy finance? And also, um, if you already, at that point where you're thinking of loan options, is this the right option for you? So let's just talk about that. Its biggest benefit of using project Finance is that you don't need a cosigner. You don't need to have it collateral, you just need to have that admission, and you can apply for their loans. And if you have been in this process, if you are an international student, you already know that this is the biggest challenge we face as International students. No, sir. So many loan options prefer that you have a cosigner, or you can't even get loans if you don't have a cosigner. So Prodigy Finance, if you are eligible and you get those wounds, you don't need a cosigner. You don't need to have any collateral. So that is some real good news. Another thing about Prodigy finance that I really like is you can do everything online so you can start the application process.
Everything online open to when you even get the loan approval for everything can be done online. I will start that application together into this Blog. I'll be showing you everything you need to know, step by step how to start to that application process. So one of the really cool thing about Prodigy Finance is that it is free to apply. You don't need to pay to apply, and I'll show you when we go online today together in this Blog, I'll show you the entire process. You do not need to pay anything. You don't pay anything until, you know, at the end of the process. As you get you alone, there is no application fee at all. Not at the beginning, not at the end. So this is really cool. So, like you really are losing anything other than the effort to put in their application. You are not investing any cash into that application. Another really nice thing is that you can borrow your living expenses and your tuition. So for many loan options, you can only borrow up to your tuition fees. But for Prodigy, you can borrow tuition. Plus living a is. So if your tuition is 30000 dollars per year, and a living expense is estimated at 10 thousand dollars per year, you can borrow 40 thousand dollars for this really depends on your school, because protocol works with schools, and the school needs to approve whatever it is you're borrowing and all of that. But this really depends on your school. What you know product is also willing to offer, but the maximum is your tuition plus living expenses, which is really cool, because sometimes some of us do don't even have enough funds for living expenses. So this is one of the major benefit of using Prodigy Finance. So now let's get to the fun part, where I show you how you can apply for a loan on prodigies website. Their value takes you directly to where you would apply for the loan. So now I'm going to show you how you can apply for a loan on prodigies website.
I dropped that. So I have a link that brings you to this place on their side. So you get a sense for how to apply. So once you have that, can you get on this page? You click apply now. And once you're here, you just fill your preferred name that could be your first name, your email address, your password. And you know how you heard about Prodigy? And I think you need to click this box about the tens of service and privacy policy. And then you click create account. Now, once you create an account, you receive an email from Prodigy on confirming your email or confirming that I want to open an account. So you should get this in your inbox, for if you don't get this in your inbox, you should check your spam. And once you have that, there's a link in that email. You click that link. Once you click that link, it takes you to a different sides with input. It has websites, and I'll show you what that would look like immediately. Okay, so once you click that link, it brings you here. And this is where you actually do the application. This is where you apply for the loan. But before you apply, they want to get some information about you to be sure you're eligible. And like I've said, not everyone is eligible to apply. They don't support all the schools in the world. They support many schools and the most schools of all the options that you have, but not every school. So they just want to be sure you are eligible here.
So what you need to do is Click. I agree to your privacy policy get started. And it says, I'm signed out. So I'll just sign in here, and we'll get back to it. See login and everything. I already started on application, but we can start a new application right here. I was just testing it out here, but we can start a new application. So now, once you get back to this page, you click, I agree to your privacy policies, you get started. Now it's going to ask you which country you currently live in. So I'm just going to be using random examples. Here. I am a Nigerian, even though I don't live in Nigeria right now. So I'm just going to click Nigeria, you go next. What state or Province do you live in? I used to live in Lego, so I'll click that, even though I don't live there. Now, have you lived in Lagos for the past three years? I'll click yes if you haven't lived in that City for the past three years, they just need to ask you for a date when you live in that City and all of that. So I'll click yes, I click next. What citizenships do you have - Nigeria, that's the only one I have right now and then I click next. What country do you consider your home again? We're using the Nigeria example. So I'm going to, but that's the part where you can click like a different country. If you live in a different country compared to like your country, you're like a country of origin. So which school do you want to go to here? I'm just going to choose a School Columbia. And I'll say, Columbia business school, you can say Columbia Law School, any school. But this is the place where you find your school. And this is where some of you will find out that your school may not be listed here, but it supports so many schools globally.
So you want to just make sure you spell your school correctly, and you check if they support our school so next, which can post you want to go to? I think Columbia has something in New York. So you click that. And then now they're asking, what cost you want to study for? Something is still loading here. So I'll just wait for that and get back. Okay. Okay. So what cost you want to study? Because I chose the business school. I'm just going to choose NBA September intake. And then which class will you be joining? I'm going to choose first year. I'm assuming many of you have started your first year in September. So September 20 21. So I'll click that. What is your date of birth? I'll just use a random date of birth mom to January. I will just speak 1995 six. They just want to make sure you are above 18 don't worry, I'm a lot older than that. Looks like a legible keep going to get a detailed offer. Now, this is where, once you are legible, you can now begin the application proper. So what you need to do here is continuing. And then, you know, now you have to fill in all your details. I'll just have to stop here, because, like, I can't go through the entire process.
